Tag Archives: tips

Shop the Shore with the Harbour View in Port Rowan

In true small town fashion, local shop and business owners in the charming town of Port Rowan and surrounding area have come together again to host a unique 3-day shopping event. Whether you’re on the hunt for a good deal, browsing for antiques or treasures or scoping out some new home decor, Shop the Shore is where you’ll want to be on May 4-6. Hop from shop to shop throughout the village as shop owners feature some amazing deals, prizes and giveaways!

For the bargain hunter, you’ll find some local stores offering 10-30% off! Start by checking out the spring fashions at local clothing stores Cashmere & Cobwebs, Cheshires On Bay and Shear Creation Gift Shoppe. The discounts continue at C & C Home, home of Pickers Antiques Warehouse. You’ll find rustic accents, antiques and items for your home and cottage.  Then pop in to Lakeside Decor to take advantage of the incredible deals on stunning interior and exterior decor. Get a peek at the store’s whole new look and new products including Krahn Furniture and Ashley Furniture. And of course do some taste testing while you’re there and sample the Wicked Gourmet & Gourmet Village products.

If you’re anything like me, you plan your shopping trips around the food! Olde Time Deli & Eatery will be serving homemade lunches and soups and baking up some delicious treats. And you might as well enter the free draw and check out their selection of vintage and industrial giftware while you’re inside this authentic eatery. The Country Fork is offering a sweet lunch special on their home cooked meals.  Speaking of sweet, you might eye up their delectable dessert cabinet or let your eyes wander to the selection of unique and locally made giftware items featured in this charming restaurant. If you’re looking to enjoy a little something extra with your lunch, head out to Burning Kiln Winery for a free sample flight of their locally famous wine!

The lunch options continue along with a collection of vendor booths showcased at the Community Church and the Port Rowan Community Centre. Find some variety as the vendors display handmade products, cooking items, accessories, fashion, gifts and more. For more variety head over to Dizzy Lizzy’s to browse their gifts, games, toys and sweet treats. Then drop in to Star Gate General and Deer Creek Antiques & Creations to view their amazing rustic and antique selections.

You’ll find a serious selection of antiques at Franni’s Attic.  Browse through the collectibles while munching on some freshly popped pop corn and drop you name in the draw for a chance to claim a prize.  The exciting draws carry on for some great prizes at Doersken Country Store, Cattail Cove Interiors, and The Rustic Retreat. Enter for yet another prize as you pick out the perfect items for your garden this spring from The Rusty Pail’s selection of iron works and garden, cottage and beach decor!

You’ll even get to leave with a gift or a treat from a handful of businesses like Port Rowan Pharmasave and Port Rowan Thrift Shoppe during the 3 day shopping event. Receive a surprise gift as you sooth your senses with essential oils, salt blocks and other healing essentials at Embracing Wholeness. Pick up a few items from the beautiful collection of local photography, books and home and cottage decor at The Lighthouse On Bay before leaving with your gift. But be sure not to leave before digging in to their featured homemade fudge and old fashioned candy bar!

Ensuring a great time, Johnny Scatt will be back at Lakeside Decor on Bay Street with live entertainment. With eateries, clothing, furniture, gifts and antiques all available “you don’t have to go to the big city.  You can get just about everything you’d want in down town Port Rowan” says local shop owner Denise Kirby from Lakeside Decor.

3 days of deals, charming local shops, and stunning views of the Long Point Bay, what better place to shop this spring?

How Much Will I Owe in Capital Gains Tax if I Sell My Cottage?

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When you and your family decide that it is time to pack up the bug spray, sunscreen and bathing suits and list your family cottage you may have a lot of questions.  Like, who gets to keep the water wings? Where did your favourite blue bathing suit go? And, who wants to help use up the last of the fire wood and marshmallows?

There’s also a good chance that you’re going to have a few questions for your local REALTOR®.

Such as “What will I owe in capital gains tax if I sell my cottage?”
With the sale of any property, you are required to report it to the CRA and pay the applicable capital gains tax. This includes the sale of your beloved family cottage. The CRA does offer an exemption on this appreciation tax to principal residences, which could possibly apply to your cottage. Let me explain.
 
If you enjoy your cottage as your vacation home and it IS NOT  your principal residence then you would be required to pay the applicable capital gains tax at time of sale. How much exactly? The amount that you will owe depends on the appreciated value from the time you purchased the cottage 
 
For example,  if you purchased the cottage for $200,000 ten years ago and now plan to sell the cottage for $500,000 due to appreciation and improvements you’ve made over the years you would owe capital gains tax on $300,000 (the difference between sell price and purchase price).
 
On the other hand, if your cottage IS your primary residence then you may be exempt from paying any capital gains tax.
Although the sale of a principal residence still needs to be reported to the CRA it is exempt from being taxed on capital gains.
In some scenarios, your cottage may start off as your vacation home but become your primary residence after some time.  If this is the case, the tax owed on capital gains is based on the appreciation before it became your principal residence. 
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For example, you purchased the cottage for $200,000 ten years ago but moved in to the cottage as your primary residence after five years of ownership. At that point the cottage had appreciated in value to $250,000.  In the five years since you’d been living there, you completed improvements increasing its value further and intend to sell it now, another five years later, for $500,000.
 
In this scenario you would only owe capital gains tax on $50,000 (the value of the property at the time it became your principal residence less the original purchase price). You would be exempt from paying the capital gains tax on the additional $250,000 in appreciated value over the five years that the cottage was your principal residence.
 
Contrary to popular belief, capital gains are not taxed at your marginal tax rate. Only half (50%) of the capital gain on any given sale is taxed all at your marginal tax rate (which varies by province). On a capital gain of our example of $50,000 for instance, only half of that, or $25,000, would be taxable. For a Canadian in a 33% tax bracket for example, a $25,000 taxable capital gain would result in $8,250 taxes owing. The remaining $41,750 is the investors’ to keep.
 
If you’re thinking of selling your cottage we can help make sure you are asking the right questions and getting the answers that you need. You can reach out to us at 519.586.7922.

Norfolk’s Fav Chicken Wings

Amazing adventures, locally grown goods, authentic wineries & breweries and inspired restaurants.  Norfolk County does a lot of things right and serving up epic chicken wings just happens to be one of them!

We took of a poll of Norfolk’s favourite places to order wings and here’s what you had to say about it!

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The Blue Elephant

This ever-evolving Simcoe favourite creates with fresh, local ingredients and continues to serve up exceptional wings to their patrons. The best part is that their rave worthy drum sticks, flats and sauces can be paired with their very own draught beer. With a variety of small batch fresh brew to chase down your dinner, you will not be disappointed on wing night at this local brew house!

The Catherwood & The Kiln

Tucked deep in rural Norfolk County is this inspired rustic gem. The Catherwood and the Kiln is best known for their gourmet pizza and incredible wings. Their facebook page is filled with rave reviews from happy customers on their authentic style, awesome service, and delicious food! Venture out to Vittoria and give this one a try for yourself.

The Boathouse

In the summer months, you’ll find this harbour front Port Rowan restaurant is a popular choice for both locals and tourists. Aside from their perfect pickerel and perch dishes (a tip from this Port Rowan local), their mouth watering wings have their customer’s buzzing! Maybe it’s the tequila lime sauce, or maybe it’s the lemon pepper rub that keep bringing customer back for more!  Saucy or dry, stop in at The Boathouse and order up a couple pounds of these juicy wings.

The Barrel

This traditional Italian restaurant has steadied as a local Simcoe favourite for as long as I can remember.  In traditional style, you can order the Barrel’s wings in mild, medium, hot, suicide, or honey garlic. There’s something to be said for enjoying a classic wing night at an authentic and comfortable local restaurant.

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The Beach House

A picture perfect beach front view is certainly not the best part about this Port Dover restaurant. Their incredible menu is the real treasure. Some may say it’s their perch, and some certainly say it’s their chicken wings! With menu inspirations from local sources as well as some local names found on the beer and wine menu, The Beach House is the perfect local place to enjoy a wing night out.

Sandbar on the Beach

With an enticing creative menu and incredible view, there’s no doubt that Sandbar on the Beach is serving up some popular chicken wings. With some serious wing sauce and dry rub options to choose from you’ll need need to make a few visits to this Turkey Point restaurant to try them all (which we highly suggest you do)! The relaxed beach vibes and unique local inspired menu make this waterfront restaurant is an awesome place to kick back and order up some their amazing wings!

211 Main

A 3 tier patio, live music, and a unique menu set the tone at this Port Dover Pub.  Their customers are raving about more than just a few of their menu creations and the chicken wings are definitely getting mention! These hand breaded favourites are tossed in some totally unique sauces including garlic maple cajun and peanut butter! You’ll need visit 211 Main to cross a couple of these amazing flavours off of your chicken wing bucket list.

 Uncle’s

Port Rowanites must love their chicken wings as this is the second restaurant from the quaint lakeside community that is serving up popular wings in Norfolk!  Uncle’s offers a casual vibe and is definitely doing the classics right. You will not be disappointed with an order of chicken wings (or any menu choice) from Uncle’s and you will certainly be welcomed with friendly small town service.

Three West Trends 

If you like your wings giant, juicy, saucy and with a perfect crunch then you will love the wings at Three West Trends in Simcoe. There is a full menu of sauces and rubs to choose from to dress your wings including apple butter mesquite, butter chicken, lemon pepper and (my personal favourite) hot butter! Make your visit Monday through Thursday to take advantage of their popular wing night special!

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Swazzee’s

There’s no doubt that this small town sports bar is serving up some crowd pleasing chicken wings. While it’s been a popular local establishment for years, it’s recent renovations have created an awesome space for watching a game, catching some live music, or joining in on Karaoke night. According to their fans, Swazzee’s in Waterford is the place to go for some great chicken wings and a fun night out!

The Hideaway

This particular wing joint is another rustic rural find.  The hideaway can be found on a side street in Langton and it’s worth a second look.  These delicious wings are served up smothered in flavourful sauce and we’ve also heard that their pizza is a must try.

Circus Room

Famous for their poutines and stacked burgers, their wings are getting noticed too. The Circus Room is offering some unique twists on family restaurant classics including the mouth watering wing sauces. Their exciting menu states that these delicious wings are fresh, local, and as large as they can get!

Craving an order of wings yet? Let us know which of these Norfolk favs you’ll be ordering your next pound of wings from!

Ritzy Romance in Waterford

Maybe it’s just me, but there’s something romantic in the air in Waterford, Ontario.  It could be the old buildings and heritage homes with beautiful architecture around every corner.  Or it could be the surrounding nature and towering trees spilling in to the towns core, lining the streets, and letting you know that you’re just steps away from immersing yourself in nature at Black Bridge, Shadow Lake or the Heritage Trail at any moment.

But certainly part of the romance comes from that warming small-town, tight community vibe that makes you feel welcome and right at home in Waterford. 

Untitled design (36)I was taking a course in this charming town and was advised by the locals that I absolutely had to visit Ritzy Cakes & Eatery on my lunch break. While their specialty is cakes, and I mean beautifully crafted and delicious cakes, their eatery menu and sweet treats are equally mouthwatering! 

Aside from their tempting menu, their genuine and friendly service stood out above all. The owner and staff at Ritzy Cakes truly embrace the spirit of small town service.  During our lunch break one of the members of the course had to leave the line at Ritzy Cakes after ordering with out getting his food due to timing. Ritzy Cakes took it upon themselves to deliver his order to the hall where we were gathered so that this gentleman didn’t go without a lunch. This was truly a display of admirable customer service.  Not to mention this man was lucky he didn’t miss his chance to enjoy a delicious Ritzy Sandwich!

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While sandwiches are always my preference, the menu at Ritzy Cakes & Eatery also boasts an all day breakfast featuring a Ritzy Melt and scrumptious waffles.  The lunch options also include panini’s, wraps, salads, and soups.  Of course, the delectable dessert menu takes the cake (pun intended)! My sandwich was stacked high and made to perfection.  For my desert, their apple fritter was highly recommended. I was actually told to get there early before they sell out because these freshly baked beauties go quickly.  I got their just in time to snag a warm apple fritter and I enjoyed every bite.

1After an awesome first experience at Ritzy Cakes & Eatery, I make sure to stop in whenever I am in town and I am never disappointed. I recommend you embrace the atmosphere next time you’re in Waterford and be sure to visit this quaint cake shop and eatery. You’ll surely be swept away by their genuine service and tasty creations.

The Best Burgers of Norfolk County

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Admit it, you love burgers!  Well, so does the Erie’s Edge team. We truly can’t resist a mouth-watering patty topped with fried, fresh, or classic fixings.  

Here are a few of our team’s favourite burger spots in our very own, Norfolk County (in no particular order)!

Fererra, Food With Attitude

Untitled design (24)Fererra’s didn’t set out to be known for their burgers, but based on the feedback from our original Burger blog post, they certainly have created some burger masterpieces. I’ll tease you with elements of the Erie’s Edge team’s favourite Ferrera burger, the Pacino! It’s made from VG meats lean ground chuck and this 9 oz patty is topped with house made “extreme” beans, sautéed red onion, banana peppers, cheddar cheese, bacon, arugula, and finally it is finished off with house made tangy BBQ sauce and house made chipotle drizzle served on their signature black buns. But they didn’t stop there, their other burgers are equally as tantalizing. The Big Sexy and The Black Betty are also dressed with house made sauces and originally prepared toppings. These in-demand burgers are proudly created with quality and care by the Ferrera team and they can’t wait to craft one up for you!

Sandbar On The Beach

Sandbar On The Beach is loading up their 100% prime rib patties with all kind’s of toppings, even Peanut butter! I certainly haven’t been br4ave enough to try the P.B. burger yet but I  have been loving the pickled peppers, beer battered jalapenos, and panko friend bacon topping options.  The favourite for one Erie’s Edge team member at Sandbar On The Beach is the French Cowboy Burger.  This burger is rocking some perfectly smoked Montreal brisket and crunchy onion rings. For the record, it’s not all deep fried and meat, meat, meat. The Turkey Point local restaurant also puts an awesome fresh take on their prime rib sandwiches with both the Beach Burger and the Campos Burger. All to be enjoyed with an awesome lakefront view.

211 Main

3Jalapeño Popper Burger, enough said! This “upscale but not uptight” gastropub in Port Dover really nailed it with this one, which was dubbed a favourite burger from an Erie’s Edge team member.  I’m sure you’ve guessed the mix of toppings on this hand made, locally raised, AAA patty; jalapeno’s, mozzarella and cream cheese. 211 Main seems to be really nailing their cheese game when it comes to burgers.  Aside from the popper burger, their menu boasts a double smoked maple bacon cheese burger, a blue haze burger featuring Dover Cheese Shop smoked blue cheese, and a black bean burger topped with goat cheese. Cheese please!

Uncle’s Country Coffee

I was told by another Erie’s Edge team member that a burger from Uncle’s Country Coffee was worth the title of a favourite.  Since this burger mention was located in Port Rowan, just a few minutes from our office, you can’t blame me for ordering one on my next lunch break. “Bacon Cheese Burger with all the fixings, please”. It was simple, but it sure was mighty! The perfectly proportioned typical toppings came stacked on a delicious juicy patty. I am now faced with the burden of resisting the Uncle Burger to curb my beef patty cravings on a regular basis. Thanks Uncle’s!

Willie’s

5If you ask almost anyone from Port Dover, including one of our Erie’s Edge team members, they will undoubtedly tell you that “Willie’s is the best”.  With a humble explanation of “it’s topped with peameal bacon, cheese and their famous homemade Willie’s sauce.” This quarter-pound charbroiled beef burger is equally popular with the summer-time tourists.  Worth a mention is the good vibe, beach side atmosphere that comes with enjoying a famous Willie’s burger in Port Dover!

David’s on Tour

1Another seasonal burger favourite for an Erie’s Edge team member is David’s on Tour located at Burning Kiln Winery.  Though I haven’t tried their burger myself, because I am shamefully addicted to their Walnut Crusted French Brie Chunks which I order at almost every visit, I’ve heard rave burger reviews! They switch it up with a new burger each week, so you never have to choose a single favourite. Ask your server to pair it with a glass of Burning Kiln wine, dine on the patio with a gorgeous view for a nice relaxing dinner. Meet you there?

The Combine

Famously serving… drum roll please… the award winning Combine Burger! Let me get right to it. This Simcoe restaurant is proudly serving fre2sh, locally sourced, home made dishes and they are doing it oh so well. It’s no surprise that their burger, featuring local Jensen’s aged cheddar cheese, was picked as a fave from one of our Erie’s Edge team members.  This beefy patty is also accompanied by smoked bacon, caramelized onions and the Combine’s very own home made grainy mustard mayo and ‘352’ smoked tomato ketchup. It still gets better. Visit The Combine on a Pattyshack Wednesday to get this burger for a great deal!

There you have it. The Erie’s Edge teams favourite Norfolk burgers. We know you have one too. So, what’s your favourite?

Fall Maintenance for Your Home

 

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1. Make Exterior Repairs

Mice need only a tiny gap to be able to sneak into your house and raid your pantry and with colder weather coming, all of the little critters out there will be looking for warm places to make a home.  Fill small holes and cover any large gaps with heavy-duty hardware cloth to keep the wildlife outdoors.

2. Clean the Eavestrough

After leaves have fallen, clean out the gutters and downspouts, flush them with water, inspect joints, and tighten brackets if necessary.  Clogged gutters are one of the major causes of ice dams.  Replace old or damaged gutters with new ones that have built-in leaf guards.

3. Inspect the Roof

Make sure the roof is in good shape.  Inspect for missing and loose shingles. “Ice, rain, and woe combined with rapidly changing temperatures and humidity wreak havoc on roofs,” says Jay Butch, Director, Contractor programs for CertainTeed Roofing. “Your roof is your first defence in protecting your home.  It’s better to proactively deal with repairs in the fall than to discover a leaky roof during a snowstorm.

4. Ready the Heating System

Have your heating system checked by a licensed heating contractor.  Heating systems will use fuel more efficiently, last longer, and have fewer problems if properly serviced.  Get your wood stove and fireplace in working order.  Gary Webster, Creative Director of Travis Industries, suggests that you examine your wood stove or fireplace insert’s door gasket for a tight seal.

5. Reverse Ceiling Fans

Change the direction of you ceiling fan to create an upward draft that redistributes warm air from the ceiling.  Clean your humidifiers regularly during the heating season.  Bacteria and spores can develop in a dirty water tank resulting in unclean moisture misting out into your room.

6. Cover Air Conditioners

Vacuum internal part of air conditioners.  Remove units from windows or wrap the outside box with an approved tarp or plastic air conditioner cover to prevent rusting of vital parts.

7. Clean Yard Equipment

Prepare your yard equipment for storage.  This includes draining fuel from all gas-operated equipment such as lawn mowers, leave blowers, and chain saws. Check to see that all of your snow equipment is up and running before the first flurry falls.  Organize your snow clearing gear.  When snow arrives you’ll want to have shovels, roof rakes, and snow blowers where you can get to them.

8. Prepare Deck for Winter

Clean porch and deck furniture, and look for any needed repairs.  Cover and store outdoor furniture and barbecues in a protected area.  Make sure all soil is emptied from pots and planters. Dirt left in clay pots will freeze and cause the pots to crack.

9. Shut Off Outside Taps and Store Hoses

Protect your outdoor taps from freezing temperatures by shutting off water to them before the weather dips below freezing.  Drain hoses and store them indoors.

10. Clean Dryer Vents

Lint buildup in in dryer vents can make your dryer work less efficiently and even cause a fire.  Cool, dry weather increases static electricity, which can ignite lint that has built up, so now is a key time to get that lint out.  You can hire a duct cleaning specialist to clean the vents for you, or clean the vent yourself.  If you do it yourself:

  • Unplug your dryer
  • Shut off the gas if you have a gas dryer
  • Pull the dryer slightly away from the wall
  • Loosen the clamp holding the hose
  • Use a vacuum attachment or lint brush made for dryer hoses to clean out the hose and behind the dryer
  • Replace the hose, gently move the dryer to the wall (without crushing the hose) and plug it in.

FALL MAINTENANCE CHECKLIST

 

What You Don’t Know About Buying a Home

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Our REALTORS® have seen it all. Well, they’ve seen a whole lot when it comes to buying and selling real estate. Here are a few insider tips they’ve picked up along the way that you’ve probably never heard before.

1. Ask your REALTOR® how your offer will be presented.  Wouldn’t you want your REALTOR® to present your offer to the sellers personally rather than just emailing it to the seller’s REALTOR®?

2. Always assume that you are being recorded when viewing houses.  While not legal without your knowledge and consent, we know of situations where sellers have used listening devices to try to get the inside scoop on a buyer’s negotiating strategy.

3. Leave your SmartPhones at the door!  Without the seller’s permission, you’re not allowed to take photos in the home owner’s house.  Don’t risk breaking privacy laws.

Once you’ve found your dream home, don’t ’show your hand' on Social Media.4. Once you’ve found your dream home, don’t ’show your hand on Social Media.  Sellers and their REALTORS® might see your post and you may end up paying more as a result of what you said on Facebook.

5. Google the address of any house you’re interested in.  The history of your future home and neighbourhood are a simple search function away.  Try this … google cigar smoking ghost in Richmond Hill!

6. Are you receiving Customer of Client Service from your REALTOR®?  There’s a big difference and if you don’t know the answer to this question your REALTOR® may be obligated to tell the seller how much you’re prepared to pay.

7. The day that you become owner of your new home make sure that everything is in working order.  Crank the furnace and air conditioner, ignite any gas fireplaces, do a load of laundry if the washer & dryer were included.  If you discover something isn’t in proper working condition, the seller is responsible for repairing it.  However, if you discovers that something isn’t working beyond the closing day it’s probably your responsibility.

If you’re looking to buy in Norfolk or Oxford Counties, we’d love to be considered. Get in touch to see if one of us is the right REALTOR® for you.